MakeChange app icon
Coming to the App Store

Your money.
Finally simple.

Schedule income and bills, see your balance day-by-day, and actually know where your money is going — without spending an hour in a spreadsheet.

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Built around features you'll actually use

Every feature in MakeChange started with the same question: would this actually make managing money easier?

Calendar-first budgeting

Schedule income, bills, and expenses on a calendar. See your running balance for every day of the month — no more guessing when money comes and goes.

Balance projections

Know your end-of-month balance before the month ends. Spot cash crunches early and adjust before they become problems.

Safe to Spend

A daily and weekly spending cushion calculated from your actual schedule — so you know what you can spend today without endangering any bill this month.

Bill reminders

Get alerted 2 days before any scheduled bill. Never get caught off guard by a charge you forgot was coming.

AI assistant

Ask anything about your finances and get answers based on your actual data. Not generic advice — real answers about your real situation.

Streak rewards

Build daily check-in streaks and unlock rewards. A small habit that turns into a big difference in how intentionally you handle money.

Not another complicated dashboard

Most finance apps are built by teams trying to impress other finance people. MakeChange was built to actually be useful.

1

Time-based, not category-based

Most apps make you track spending after it happens. MakeChange plans it before — your whole month on a timeline.

2

Useful on day one

No 30-minute setup. Add your income, drop in a few bills, and immediately see your month taking shape.

3

Designed around real life

Irregular paychecks, one-time expenses, weekly costs — MakeChange handles how money actually moves, not how a textbook says it should.

Monthly overview

Rent
$1,440
Groceries
$320
Subscriptions
$47
Dining
$180
End-of-month balance +$613

Why I built MakeChange

"

I didn't build MakeChange because I was running a company with a team of financial engineers. I built it because I kept using other finance apps and wishing they worked differently.

I wanted to see my balance for every day of the month — not just a pie chart of last month's spending. I wanted to plan ahead, not just look back. Every app I tried either did too much or too little. None of them felt like they were actually built for how I think about money.

So I started building one myself.

Every feature in MakeChange started with a simple question: would this actually help someone manage their money better? Not "is this technically impressive" — just, does it help?

I'm still building it, still improving it, and still learning. That's intentional. MakeChange is being built for real people by someone going through many of the same financial situations as the people using it.

If that sounds like you — this app was made for you.

D
Dominic V. Coda
Founder, MakeChange

Fits into how you actually live

MakeChange isn't asking you to change your habits — it's built to fit the financial life you already have.

💸

Know what you can spend today

Before you swipe your card, know if you can actually afford it — based on what's coming up this month, not just your bank balance.

📅

Never miss a bill again

Schedule every recurring charge once. Get reminded before it hits. Stop getting surprised by charges you knew were coming.

📈

Watch your savings grow

See how small changes — one less subscription, one more transfer to savings — compound over the month into something real.

🧠

Get answers, not reports

Ask the AI assistant a real question about your money. Get a direct answer based on your actual data — not a generic tip from a blog post.

What makes it different

There are a lot of budgeting apps. Here's why this one is different.

Built by someone who wanted it

Not a corporate feature list. Every decision came from a real person trying to fix a real problem with the apps they were using.

Simple on purpose

Complexity doesn't mean better. MakeChange shows you what you need to know, nothing more. Most of it clicks instantly — and if you need a hand, onboarding walks you through it in under two minutes.

AI that knows your finances

The assistant has context about your actual schedule and goals — so it gives answers that are relevant to you, not general advice that could apply to anyone.

Constantly improving

MakeChange is actively built and improved. Real feedback from real users directly shapes what gets built next.

Private by design

Your financial data is encrypted and stored securely. We don't sell your data to third parties. No bank connections required — you control exactly what goes in.

Free to start

The core experience is free. No credit card, no trial that expires in 7 days. Use it, get value from it, and upgrade when you want more.

Start now

Your money doesn't have
to be complicated.

MakeChange is coming to the App Store. Get in touch to stay updated.

Get Early Access